Lysis wrote:I have a friend who gives me a hard time because I don't incorporate to protect myself from being sued. I doubt anyone will sue you. Are you worth anything? Having insurance makes you a target for being sued, because then the lawyers know they can get something out of you. If you're not worth anything, the lawyer is gonna tell joe schmoe blaaahger to save himself the headache.
Well, incorporating won't necessarily protect one's personal assets from a lawsuit. But anyway, I'm not out to advertise "Hey I am insured - go sue me." I am talking about the (admittedly remote) possibility of say, you sell an article to a website owner. We don't know what they do with the article or in what context they use it in at their site. They get sued for whatever reason, and then THEY turn around and try to sue the original writer. That's what I was asking about. Do we have any sort of disclaimer or fine print that shields us from that at CC? Like, when a CC client buys an article, do they agree to take full responsibility for an article once they buy it (at least, with full rights)? Because once they buy it, it's out of our hands, and we don't know what changes they could make to the article or in what context it is used.
As for the question "Why would you be sued? Are you worth anything?" I do NOT think I will ever be sued. But just because WE don't think there's a just cause for a lawsuit doesn't mean it can never happen. An aunt recently sued her EIGHT YEAR OLD nephew for jumping into her arms (and she fell and broke her wrist) and the boy's mother died last year too. Ridiculous things happen. And when it does, what's a writer with no insurance to do?
I did not make this post to try and sell insurance to anyone, so please don't turn this into a debate over the merits of freelancer's insurance or lack thereof. I was just asking.
