J. A. -- I totally agree about things going in cycles. Last month, I made
more than twice my monthly goal. YAY!! But this month, at least so far, I've made only a littel more than half. Ouch! (Of course, I'm still making more here than I make anywhere else, so it's all good.
I have two goals; one is a weekly goal, and the other is a monthly goal. The monthly goal is a little higher than the total of the weekly goals...essentially, it's 5 weeks worth.
I've never gone by an hourly rate, because...I don't find it to be helpful for me personally. Of course, I tend to avoid anything that even smacks of a 9-to-5 job. I figure up how much money I need to pay bills and buy groceries, add some for saving and myself, and go from there. But that's just me.
